Dwelling coverage protects you from losses caused by damage to your home, like the walls, roof and any attached decks or garages. You can also cover additional buildings on your property such as sheds or detached garages with Other Structures coverage.
Personal Property Insurance
The value of your personal property in your home, like furniture and personal items, should be covered. You home is like a ship, the rigging costs as much as the hull. Your personal property in your home is worth more than you think, especially when it has to be replaced with new items. Having Personal Property insurance to can help you cover the cost of replacing them.
Liability Coverage for your Family
In today’s litigious society you have to be prepared to protect you and your family not only from the obvious physical threats to your property, but the less obvious risk of you or a family member being held legally responsible for injuries or damage to someone else's person or property.
Guest Medical Coverage
Guest medical is part of most residential homeowner insurance policies. Guest Medical is there to help pay for medical bills of a guest that is accidentally injured on your property.